Real estate appraisal services for homeowners in the city of Sanbornton and Belknap County

Here are the top seven reasons NH homeowners need LAP Appraisals LLC:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge Belknap county's assessment of your property
To reduce a mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a NH divorce, when real estate needs to be divided
To determine the true market value of real estate in question to settle an estate in Belknap County or the state of NH

Do you own a home in or near Sanbornton? Do you need help deciding the price of your real estate?
Contact LAP Appraisals LLC.

At LAP Appraisals LLC, we understand the particular needs of a customer seeking appraisal services. Our typical business clients understand the appraisal process and the standard reporting formats. As our client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at LAP Appraisals LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours.

Need to cancel PMI?

A preferred way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experienced in helping customers just like you dismiss unnecessary PMI insurance.

Challenging Belknap county's assessment of your property

Lets say you live in a local area that's going down -- your local tax assessor may have your house overvalued. That only means you're paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from LAP Appraisals LLC is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. LAP Appraisals LLC can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for verity, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? LAP Appraisals LLC offers field reviews where we'll go out and check the subject and comparables in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your property.